Ama has to big of a hold... Another Org will never be able to compete!!!!! I think that a little choice/competition would be good for the hobby and hopefully keep some of the costs/dues and where the money is spent in check!!! As it is now, the Ama knows that in order to fly at a majority of fields and/or compete in events you have to have their insurance or the clubs will be in danger of loosing their charter. That gives them a big advantange and puts them into the position of being able to tell you what they are going to do, less accountablility for where they spend the money, raise dues whenever etc... What other choice do you have if you want to fly?