ORIGINAL: BasinBum
I'm a supporter of AMA but if you belong soley for the insurance you should rethink that position. After being privey to the claims/lawsuit of an airplane related injury I can tell you the insurance provided through AMA is not a panacea. If you don't have a good health insurance plan you are risking a lot by stepping up to the flightline at your field. Coverage through your homeowners policy and health insurance provider is way more important than the coverage through AMA and any viable option is worth checking out. I would still maintain my AMA but not for the insurance.
Hmmm...at a recent club meeting we were told, by an AMA AVP, that AMA had never denied a claim! Heck... all the wash women at the meeting was elated to hear such. Are you trying to bust their bubbles?