Scale First? What do you think.
If your having problems affording the heli, just think about affording a new fuse and putting all the work into it after your first flight. pod and booms are boring, but they are cheap. Get one that you can later add a fuse to. I guarentee, if you fly a fuse first, you will not fly helis long because you will crash learning to fly, and you will loose interest quickly if you have to keep fixing the entire fuse. They are usually built kind of light so they don't weigh a lot, but that means when they slam into the ground, they will come apart a lot.