I'll echo what carrellh said, and add a couple of points.

First, why don't you want to fly with a club? Most clubs are friendly and it will be a lot of fun to fly with others rather than by yourself.

The established club will undoubtedly have permission to use and control the property. No one will "upset" them and they will "upset" no one. If you fly as a loner, you will always stand a chance of "upsets", usually with the property owner or local police. They will have the right to tell you to leave, and often will. Even if you get the property owner's permission to fly, there's always a chance you will eventually lose that privilege. As an individual, you don't have much lobbying power. A club does. A club will often own the property they fly from, or will lease it with a binding contract. This safeguards everyone's rights.

Many non-R/Cers don't like loud, "toy" planes flying from or over their property. As a loner, you'll be at their mercy. With a club, you'll have a pretty much guaranteed place to fly.

Dr.1