ORIGINAL: ckangaroo70
As long as you don't have little kids that are going hungry, and the Bill collectors are not knocking down your door, then my advice would be to live a little.
I actually had a student once that took family food budget money to get into flying. He was a young soldier that had 2 small kids. Myself and 2 of my buddies pitched in and gave his wife enough money to go grocery shopping, and then I told him he needed to find another instructor.
Ken