Based on what you are saying, a mini-ultrastick would be a good plane for you. However I do not recommend people skip the tough trainer phase. Work on a simulator is helpful, but REALLY flying an RC plane is different.

$89 - ARF
http://www.horizonhobby.com/Products...ProdID=EFL2250

$199 - receiver ready
http://www.horizonhobby.com/Products...ProdID=EFL2350

I think one of these would be a better choice, considering your inexperience.

Magister ARF - $109
http://www2.towerhobbies.com/cgi-bin...?&I=LXGZV2&P=7

GWS E-starter kit - $35
http://www2.towerhobbies.com/cgi-bin...?&I=LXHCL2&P=7

MiniMag RTF - $195
This comes R/E - YOu add the ailerons.
http://www2.towerhobbies.com/cgi-bin...L=++&search=Go

Space Scooter RTF - $159
http://www2.towerhobbies.com/cgi-bin...?&I=LXGZV5&P=7