Yep, 2 out of 3 is the best you're going to get. The Autogyro Company of Arizona makes a really nice ARF, electric called the Scamp. It's based on the Sig Rascal and even comes with the wing to switch from autogyro to plane. The only problem is, at $369 it definitely it fails your third criteria--at least in my opinion. I would personally love to have one, but not at that price!

http://www.autogyro-rc.com/Almost-Ready-To-Fly(ARF).html