RE: Cost of assembly
abuckner,
Why don't you take the time you plan on allocating for flying and use it for learning about the hobby by assemblying the model? Your ownership gratification will be far superior than paying for a "turn-key" plane.
I hear the same excuse all the time about how "I don't time" or "My job doesn't leave me time", and a whole lot of other excuses to not assemble. Putting an ARF together is not hard and goes together easier and quicker than you might think. Give it a try. It'll do three things for you. 1 = Increased pride in your plane. 2 = Learned skills to help with repairs when needed. 3 = Better appreciation for the hobby.
I wish you good flying regardless of how you get in the air.