I echo JCB's suggestions. Here are links to the "finger drill", called a pin vise.
http://www2.towerhobbies.com/cgi-bin...&I=LXL467&P=ML
Next is the smaller version..... both WITH the drill bits. VERY handy.
http://www2.towerhobbies.com/cgi-bin...&I=LXL466&P=ML
If there is any way you can afford or have place for a drill press....... that would be a great investment, not only for the hobby but for MANY home projects. I am 66 years old and have a drill press from my dad that was probably manufactured in the 40's. Even though it has no frills, is a bench model with a 3'8" capacity, I consider this as my most used and valuable tool used in my workshop for almost 40 years. ....... good luck.........lownslo