JR, he say!>>>>>>>

Horrace
1. Agreed
2. Agreed
3. Question. Who is going to cover the land provider with insurance? UMA does not cover the land holder, as I read their info.
4. Question. Who is going to cover the club members with insurance? UMA covers the officers, not the membership of the club, as I understand it.
5. Observation. The club you describe has no liability coverage for the membership, nor the land holder. Easy, yes, safe.... doubtful. Maybe if the land holder, and club officers are the only members of the club this will work.
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JR,

#3 above; The *club* simply names the site provider as a "Member'' and pay the dues. (In telephone conversation I understood that the policy will also name the site-owner as a party to the insured. I have not seen that in writing.)

#4 Those *members* that join UMA are covered by individual member insurance kind of like AMA members that are not associated with an AMA Chartered Club. If the club also -- which unlike AMA, a UMA club can -- wishes to accept AMA then those individuals can belong to the UMA Chartered Club with their AMA insurance. The diff. being the UMA members have a lesser amount of PRIMARY insurance while the AMA members have a SECONDARY policy of a greater amount. Dual membership gets both.
Actually, AMA should push dual membership. There's another million $ separating AMA's secondary from the effective primary.
From that standpoint, the officers of an AMA Charter Club, especially those clubs NOT incorporated, may well be advised to become UMA members as the PRIMARY insurance could be a help in staying out of private HO / etc., insurance. Many PERSONAL CHOICE options.

5. OBSERVATION: The trees are preventing your observation of the forest.


RC Paul, he say: >>>>>>>>>>>>
You get insurance for $38 and nothing else - they don't tell you on their web site what it costs to charter.
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Just have to know where to look. Pull up the Charter Application.