Originally posted by Hossfly
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#3 above; The *club* simply names the site provider as a "Member'' and pay the dues. (In telephone conversation I understood that the policy will also name the site-owner as a party to the insured. I have not seen that in writing.)
#4 Those *members* that join UMA are covered by individual member insurance kind of like AMA members that are not associated with an AMA Chartered Club. If the club also -- which unlike AMA, a UMA club can -- wishes to accept AMA then those individuals can belong to the UMA Chartered Club with their AMA insurance. The diff. being the UMA members have a lesser amount of PRIMARY insurance while the AMA members have a SECONDARY policy of a greater amount. Dual membership gets both.
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Horrace
As you know, I am not big on playing "what if". However, since you are the expert on UMA maybe you can clear these questions up for me. Lack of any reference to the issues, on the UMA page leads me to ask them.
We know that the AMA does not cover the individual or club for libel or slander. It does, however, cover the land owner. If the landowner is covered with UMA insurance, is he covered for libel and/or slander?
We also know that half of the claims generated in the AMA are generated by clubs for "events" that have nothing to do with flying type accidents. If a club has a "slip and fall" type accident, such as a child falling on a piece of re-bar left sticking up by the club, does the UMA cover all of the club members in such a suit? Do they cover the landowner?
JR