JR: >>>>>>>>>>>
Horrace

As you know, I am not big on playing "what if". However, since you are the expert on UMA maybe you can clear these questions up for me. Lack of any reference to the issues, on the UMA page leads me to ask them.

We know that the AMA does not cover the individual or club for libel or slander. It does, however, cover the land owner. If the landowner is covered with UMA insurance, is he covered for libel and/or slander?

We also know that half of the claims generated in the AMA are generated by clubs for "events" that have nothing to do with flying type accidents. If a club has a "slip and fall" type accident, such as a child falling on a piece of re-bar left sticking up by the club, does the UMA cover all of the club members in such a suit? Do they cover the landowner?

JR
<<<<<<<<<<<<<<

JR, I have not claimed to be an expert on any insurance. While I point out a few things about the two options for liability insurance while playing with toy airplanes, I have stated my opinion that UMA does offer a viable option, especially for the recreational fliers that could possibly hit someone or something with their toy creating bodily or property damage.
While you may *know* that cliche about claims being about non-flying incidents, I do NOT profess to KNOW that, just because some AMA person said so. Again, like UMA site owner insurance, that is not something where I have seen the actual performance documents.

As far as the landowner stuff ref. libel and slander, I simply do NOT GIVE A SMALL RODENT'S POSTERIOR.
My club carries the Trust Account as an additionally insured for their land mortgage. The document simply states liability with few other details. If the club gets into trouble, the Trust Account has a contract of first refusal. WHAMO, the Incorporated Club has NO assets, so AMA will get any bills. When the smoke clears, everything starts over. NBFD!

UMA has liability insurance for people. UMA's requirements are simple for less sophisticated units, individual or group.
Whether anyone else goes along with that is up to their own personal choice.

Frankly JR, anymore I don't really give a dam_.