I own 2 ARFs , Hanger 9 Twist and a Greatplanes .60 SkyBolt . Both have been of very good quality and I like the SkyBolt so much, have a second one sitting in the box. This plane is becoming one of my favorites. And it weighs at least a pound lighter than the kit.
The Twist I use to learn3D on and just go nuts with sometimes, If I smuck it , it is cheaply replaced. For the money , it a good deal and the ARF is not bad.

Arfs are O.K , you get what you pay for. My kit builds are stronger and a tad heavier, because of the epoxy and extra reinforcing I do, and believe the kit built planes are just better all around.