A couple of clubs I belong to presume that a member not renewed on Jan 1 is not insured personally, and does not conform to the mandate that all club members must be AMA members and so jeopardizes the club's liability coverage, too. As for "bad standing, no flying, and no use of any AMA facilities," no place where I fly has any AMA facilities (does any place other than Muncie?), and I could give a rat's corpse about being in bad standing as I can foresee no adverse consequence of that. Heck, I'm doubtless in bad standing by posting to this forum.
Abel