RE: .46 engine
The Hangar 9 P-51 PTS ARF and F-22 Raptor PTS ARF come with a cowling. The Thunder Tiger Tiger Trainer series trainers also come with a cowling. Many low-wing trainers come with a cowling as well, such as Hangar 9's Pulse XT .40 ARF and the Great Planes Super Sportster 40 MkII ARF.
It's not impossible to have a cowling on a first or second aircraft.