The sooner you renew, the sooner you get your card. Renewal notices are sent out in late September or early October.

Seems like many people believe that by waiting until the absolute last minute, they're somehow "saving" money or "getting their money's worth." Regardless of when you pay, your membership is good from 1/1 to 12/31 of the given year. In reality, it's only psychological, and then you end up waiting for your card because everyone else did the same thing.

There are two ways to save money on AMA membership:
1. Buy two years at a time.
2. Buy a lifetime membership. At the current dues price, the break-even point is 26 years. Dues will inevitably go up over the years, so if you're under age 50, and don't forsee losing interest in the hobby, it's by far the best deal.