OK time to get out my soap box. The nay sayers obviously arn't in any type of business. I run my busines on credit cards,much cheaper that a bank revolving credit account. I do a job and it takes 2 + months to get paid hard to live on nothing plus buying materials for the next job. Before the banks crashed I got paid 2-4 wks. Its great to use the banks money for 30 days free. I purchased my frist turbine with a credit card. They are a great tool if you know how to use them. OK box away.