You have to have your priorities in order.

I would finance an RC plane before I would finance a house or a car. With that being said. I use Tower 3 pay with my debit card. I've used it(Easy Pay) 3 times in 3 years. I do not own a Credit Card. At present my total debt to the entire world is $323.00. $250.00 of that goes to a useless lawyer that I have been paying $100.00 a month for services not rendered. If I can pay him for nothing I can afford much more for a HOBBY that I live for.-BW