ORIGINAL: RCKen

Ok, soap box warning here!!!!!

My wife and I cut up our credit cards 12 years ago, and now we don't buy anything that we don't pay cash for (cars and house excepted of course). I can't count how many times since I've been in the hobby I've seen guys put a high dollar airplane on their credit card just to get it quickly. Then they turn around and crash that plane. The plane is gone, but the payments and interest are still there!!!! Plus, who wants to increase the cost of a plane/radio/etc... by adding interest on it?? To me it's just not worth that just to get it quicker.

My advice here is to simply save your money until you can afford it, then buy it when you have the cash put together. I understand why Tower does this service (making more money) but I disagree with them offering it and I wish they didn't do it. It's this same attitude that is partly to blame for the financial problems in the country right now. Convincing people that they can buy more of an item than they can actually afford. IMHO, if you don't have the cash in hand then you shouldn't be buying it!

Ok, I'll put my soap box away for awhile.

Ken