ORIGINAL: biam
Tower hobbies easy pay, not for me. It was pounded in to my head at a young age to save your money[8D] I always ask myself, do i really need it? most of the time this dampens the urge to spend, and its like you always hear, ''Good things come to those who wait''.
Its the smarter way,and becoming more and more unusual these days. Imagine if a whole country thought this way?
Visa would go broke...borrowing for everything (non essential) is not good