twistr

My Feedback: (4)

I recently purchased a 6x12 cargo trailer to store/haul my planes in. When I went to my homeowners insurance agent so I could make sure I had proper coverage, I was told they could not insure the planes while they were in the trailer. If I stored them in my home, they would be covered from theft/fire/natural disaster, but not in the trailer.

Does the AMA have any provisions for this coverage? I'd hate to see my entire investment gone some day when I come home from work. I mean, I do have a hitch lock on it and everything is locked inside the trailer, but we all know that locks just keep honest people honest...

the-plumber

Try your auto insurer.

carwood444

Same thing with tools. I pull a trailer as part of my work. Even my insurance for the business does not cover tools without a special rider attached. And then they only cover a very small percentage of the total value. I said the heck with that it was not worth the cost given the coverage.

J_R

Your AMA membership includes minimal theft coverage

Fire, Vandalism, and Theft Coverage (Effective January 1, 2005)
· Provides up to $1,000 for loss of aircraft models and accessories, including RC equipment. All theft
loss claims must be accompanied by a police report. NOTE: Theft has to occur from a locked vehicle
or residential dwelling. There must be physical evidence of violent forcible entry.
· Has a $100.00 deductible.
· Is “excess” to any other applicable coverage, such as homeowner’s.