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Old 10-06-2009 | 12:47 PM
  #76  
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Default RE: AMA and what does it do for you??

AMA webbie, Documents, the whole bunch of 500-xxx pdfs



It is liability insurance, not any sort of comp.
well, except for the Medical and Fire/Etc
AMA Fire/Theft insurance will pay for your stuff, within the exclusions of course
Old 10-06-2009 | 12:47 PM
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Default RE: AMA and what does it do for you??

It covers what all other of your insurance doesn't.

So if you don't have insurance to cover any loss, or the property damaged doesn't have any insurance that covers their property you have damaged the AMAinsurance kicks in.

It is liability insurance, not any sort of comp.

AMA 08 summery of claims



<font size="2">

http://www.modelaircraft.org/files/500-q.pdf</p></font>
Old 10-06-2009 | 12:52 PM
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Default RE: AMA and what does it do for you??

In the scenario you describe the insurance you have as a benfit of AMA membership becomes primary. Your arse is covered. Just relax and peruse the high quality mgazine that is also a benefit of membership.

Aint life grand?
Old 10-06-2009 | 12:56 PM
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Default RE: AMA and what does it do for you??

Thank you for the information, guys. I will do some further reading on the topic, but you answered my main questions.

Old 10-06-2009 | 01:00 PM
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Default RE: AMA and what does it do for you??



Here is the coverage outline.

<font color="#231f20" size="2" face="TimesNewRomanPSMT"><font color="#231f20" size="2" face="TimesNewRomanPSMT"><font color="#231f20" size="2" face="TimesNewRomanPSMT"><p align="left">&bull; AMA Liability Protection applies to bodily injury or property damage caused by an AMA member. Any AMA member who causes an</p><p align="left">accident resulting in an injury must report that accident immediately to AMA HQ.</p><p align="left">&bull; Applies to accidents arising from the modeling activities of model aircraft, rockets, cars and boats, in accordance with the AMA National</p><p align="left">Safety Code(s).</p><p align="left">&bull; The per occurrence limit of coverage available by this policy is $2,500,000 involving bodily injury and/or property damage. These limits</p><p align="left">are for claims occurring during the policy period. Coverage is provided only for accidents arising from the model activities.</p><p align="left">&bull; Failure to comply with the AMA Safety Code may endanger insurance coverage.</p><p align="left">&bull; A separate policy covers participation in FAI events outside of the United States and Canada. This policy has a $1,000,000 limit.</p><p align="left">&bull; There is no coverage for injury to a member to his own family (household and relative(s) living in the member&rsquo;s household) for claims or</p><p align="left">suits.</p><p align="left">&bull; The policy does NOT cover business pursuits; that is any activity that generates income for a member beyond reimbursement of</p><p align="left">expenses, except this business pursuit exclusion does not apply to individual members providing modeling instructions for pay to AMA</p><p align="left">members.</p><p align="left">&bull; AMA insurance is &ldquo;excess&rdquo; to any other applicable coverage, such as homeowner&rsquo;s.</p><p align="left">&bull; Has a $250 deductible (property damage only), which is the responsibility of the AMA member causing the accident.</p></font></font></font><font color="#231f20" face="TimesNewRomanPS-BoldMT"><font color="#231f20" face="TimesNewRomanPS-BoldMT"><p align="left">Accident/Medical Coverage</p><p align="left">(Effective January 1, 2009)</p></font></font><font color="#231f20" size="2" face="TimesNewRomanPSMT"><font color="#231f20" size="2" face="TimesNewRomanPSMT"><font color="#231f20" size="2" face="TimesNewRomanPSMT"><p align="left">The Accident/Medical Coverage applies to injuries while engaged in model activities regardless of who causes the accident. It</p><p align="left">reimburses an AMA member in accordance with policy terms and conditions for only medical expenses (also the beneficiary for loss of life)</p><p align="left">incurred within 52 weeks of the accident. The Accident/Medical Coverage works as follows:</p><p align="left">&bull; Provides up to $25,000 for medical expenses and $10,000 for dismemberment or death.</p><p align="left">&bull; Insures AMA member directly&ndash;does not require claim action by another person.</p><p align="left">&bull; Pays for eligible expenses upon submission of bills or other documents certifying cost of treatment and that injury was caused by model</p><p align="left">activities.</p><p align="left">&bull; Reimburses medical expenses only after submission to any other health plan, including Medicare.</p><p align="left">&bull; Has a $750 deductible.</p></font></font></font><font color="#231f20" face="TimesNewRomanPS-BoldMT"><font color="#231f20" face="TimesNewRomanPS-BoldMT"><p align="left">Fire, Vandalism, and Theft Coverage</p><p align="left">(Effective January 1, 2009)</p></font></font><font color="#231f20" size="2" face="TimesNewRomanPSMT"><font color="#231f20" size="2" face="TimesNewRomanPSMT"><font color="#231f20" size="2" face="TimesNewRomanPSMT"><p align="left">&bull; Provides up to $1,000 for loss of aircraft models and accessories, including RC equipment. All theft loss claims must be accompanied by</p><p align="left">a police report. NOTE: Theft has to occur from a locked vehicle or residential dwelling. There must be physical evidence of violent</p><p align="left">forcible entry.</p><p align="left">&bull; Has a $100 deductible.</p>

&bull; Is &ldquo;excess&rdquo; to any other applicable coverage, such as homeowner&rsquo;s.</p></font></font></font>
</p><p align="left">Commercial General Liability Coverage</p><p align="left">(Effective March 31, 2009)</p>
Old 10-06-2009 | 01:08 PM
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Default RE: AMA and what does it do for you??


ORIGINAL: Devil_Inside

This might be a stupid question, but what would the AMA do if you cause damage to someone's property and do not have homeowners insurance, because you do not own a home? Where can I read more information about AMA's coverage and protection?
Here you go: http://www.modelaircraft.org/files/500-a.pdf

Frank

Old 10-06-2009 | 01:26 PM
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Default RE: AMA and what does it do for you??

I have based my membership to AMA on my location and the location of the nearest flying field. Back in 2005 the only place that I could find to fly my airplanes, was at a local club where you had to be an AMA member. Since then I have moved and did not join a club and did not renew my membership. I had the same question when I was getting into the hobby/sport, "What does AMA do for me?". Simply having the insurance was a requirement which allowed me to fly where a club had rights to the property, that is it.

I was initially turned off from club participation when getting into the hobby for lack of club member initiative to teach me the hobby. I taught myself how to fly, and was on my own with a little help from local non-club members in the hobby.

So, be it good or bad, I am a freeloader, enjoying the hobby at minimal cost without bonafide AMA insurance at a local flying field where the landowner does not want any club development. At times I think a club would be nice, simply for the new friendships and the love of the hobby, however a busy schedule does not allow this.
Old 10-06-2009 | 01:27 PM
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Default RE: AMA and what does it do for you??

The AMA is what continues to promote this hobby.

The AMA sanctions events, competitions, runs a museum, archives records, sets standards.

The AMA is the recognized organization for model airplane enthusiasts.

I'll always be a member of this organization....it's done a lot of good for a lot of people. It's the reason I'm allowd to operate airplanes in Chicagoland.
Old 10-06-2009 | 02:55 PM
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Default RE: AMA and what does it do for you??

Face it, there is nothing that we who belong to the AMA can say that will convince someone to join who has a mindset that the AMA does them no good.
Old 10-06-2009 | 04:57 PM
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Default RE: AMA and what does it do for you??

For me a would not say the AMAdoes no good. The problem for me is it has zero flexablity.

You either do this, be this, join that,have these specific interests and life is good.

If you fall outside of the core group,especially in the club settings, it's really hard.

I have said this before, and maybe it's not the faultof theAMA, but Ispent over a $100 in AMAdues, club dues and field feesand got to use the field one time in a 14 monthperiod because it was either closed for one reason(not to mention some odd hours) and only senor club members havingkeys to themain gate,or there was a club event going on that had niether theairplane nor interest in doing:mostly patteren fliers and or 704 combat. It was over crowded with advanced level pilots who seemed neither to have the time nor the respect to a learning pilot. There was nothing really forentry or intermediate level pilots who just wanted to fly around and improve their skills. On top of all that there was a lot of brown nosing politics and special agendas going on, which Iwas not remotely interested to get involved in.

That is really my only issue with the whole thing.I had a bad experience with it, twice!

So Ilearned to fly by myself off a dead end road in an undeveloped area. My situation is different now, and a bit put off from previous experiences.
Old 10-06-2009 | 04:58 PM
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Default RE: AMA and what does it do for you??


ORIGINAL: makmov



Here is the coverage outline.

<font color=''#231f20'' size=''2'' face=''TimesNewRomanPSMT''><font color=''#231f20'' size=''2'' face=''TimesNewRomanPSMT''><font color=''#231f20'' size=''2'' face=''TimesNewRomanPSMT''><p align=''left''>• AMA Liability Protection applies to bodily injury or property damage caused by an AMA member. Any AMA member who causes an</p><p align=''left''>accident resulting in an injury must report that accident immediately to AMA HQ.</p><p align=''left''>• Applies to accidents arising from the modeling activities of model aircraft, rockets, cars and boats, in accordance with the AMA National</p><p align=''left''>Safety Code(s).</p><p align=''left''>• The per occurrence limit of coverage available by this policy is $2,500,000 involving bodily injury and/or property damage. These limits</p><p align=''left''>are for claims occurring during the policy period. Coverage is provided only for accidents arising from the model activities.</p><p align=''left''>• Failure to comply with the AMA Safety Code may endanger insurance coverage.</p><p align=''left''>• A separate policy covers participation in FAI events outside of the United States and Canada. This policy has a $1,000,000 limit.</p><p align=''left''>• There is no coverage for injury to a member to his own family (household and relative(s) living in the member’s household) for claims or</p><p align=''left''>suits.</p><p align=''left''>• The policy does NOT cover business pursuits; that is any activity that generates income for a member beyond reimbursement of</p><p align=''left''>expenses, except this business pursuit exclusion does not apply to individual members providing modeling instructions for pay to AMA</p><p align=''left''>members.</p><p align=''left''>• AMA insurance is “excess†to any other applicable coverage, such as homeowner’s.</p><p align=''left''>• Has a $250 deductible (property damage only), which is the responsibility of the AMA member causing the accident.</p></font></font></font><font color=''#231f20'' face=''TimesNewRomanPS-BoldMT''><font color=''#231f20'' face=''TimesNewRomanPS-BoldMT''><p align=''left''>Accident/Medical Coverage</p><p align=''left''>(Effective January 1, 2009)</p></font></font><font color=''#231f20'' size=''2'' face=''TimesNewRomanPSMT''><font color=''#231f20'' size=''2'' face=''TimesNewRomanPSMT''><font color=''#231f20'' size=''2'' face=''TimesNewRomanPSMT''><p align=''left''>The Accident/Medical Coverage applies to injuries while engaged in model activities regardless of who causes the accident. It</p><p align=''left''>reimburses an AMA member in accordance with policy terms and conditions for only medical expenses (also the beneficiary for loss of life)</p><p align=''left''>incurred within 52 weeks of the accident. The Accident/Medical Coverage works as follows:</p><p align=''left''>• Provides up to $25,000 for medical expenses and $10,000 for dismemberment or death.</p><p align=''left''>• Insures AMA member directly–does not require claim action by another person.</p><p align=''left''>• Pays for eligible expenses upon submission of bills or other documents certifying cost of treatment and that injury was caused by model</p><p align=''left''>activities.</p><p align=''left''>• Reimburses medical expenses only after submission to any other health plan, including Medicare.</p><p align=''left''>• Has a $750 deductible.</p></font></font></font><font color=''#231f20'' face=''TimesNewRomanPS-BoldMT''><font color=''#231f20'' face=''TimesNewRomanPS-BoldMT''><p align=''left''>Fire, Vandalism, and Theft Coverage</p><p align=''left''>(Effective January 1, 2009)</p></font></font><font color=''#231f20'' size=''2'' face=''TimesNewRomanPSMT''><font color=''#231f20'' size=''2'' face=''TimesNewRomanPSMT''><font color=''#231f20'' size=''2'' face=''TimesNewRomanPSMT''><p align=''left''>• Provides up to $1,000 for loss of aircraft models and accessories, including RC equipment. All theft loss claims must be accompanied by</p><p align=''left''>a police report. NOTE: Theft has to occur from a locked vehicle or residential dwelling. There must be physical evidence of violent</p><p align=''left''>forcible entry.</p><p align=''left''>• Has a $100 deductible.</p>

• Is “excess†to any other applicable coverage, such as homeowner’s.</p></font></font></font>
</p><p align=''left''>Commercial General Liability Coverage</p><p align=''left''>(Effective March 31, 2009)</p>
Thanks for providing all the above information, it is very educational. And will also help me in the future to answer questions people have when they come to our shop to buy planes and rc equipment.
Old 10-06-2009 | 06:23 PM
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Default RE: AMA and what does it do for you??


ORIGINAL: makmov

For me a would not say the AMA does no good. The problem for me is it has zero flexablity.

You either do this, be this, join that, have these specific interests and life is good.

If you fall outside of the core group, especially in the club settings, it's really hard.

I have said this before, and maybe it's not the fault of the AMA, but I spent over a $100 in AMA dues, club dues and field fees and got to use the field one time in a 14 month period because it was either closed for one reason (not to mention some odd hours) and only senor club members having keys to the main gate, or there was a club event going on that had niether the airplane nor interest in doing: mostly patteren fliers and or 704 combat. It was over crowded with advanced level pilots who seemed neither to have the time nor the respect to a learning pilot. There was nothing really for entry or intermediate level pilots who just wanted to fly around and improve their skills. On top of all that there was a lot of brown nosing politics and special agendas going on, which I was not remotely interested to get involved in.

That is really my only issue with the whole thing. I had a bad experience with it, twice!

So I learned to fly by myself off a dead end road in an undeveloped area. My situation is different now, and a bit put off from previous experiences.
Why do I see these kinds of posts over and over. Sounds like a bum club/field/group of old/youg farts. What is the Sam Hill does that have to do with the AMA. Take your AMA coverage and go fly in the Kroger parking lot with like minded buddies if you have to. Start a new club (5 will get you a charter) on a new field.

Whether the group is nasty and mean or kindly and helpful has little or nothing to do with the AMA.
Old 10-06-2009 | 06:45 PM
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Default RE: AMA and what does it do for you??


ORIGINAL: Robotech

I agree. There is no valid reason to be a member of the AMA. For all the self-centered rubes who like nothing better than to come here everyday and bash and demean our only viable national organization then so be it. Resign, desist, by all means do not renew membership if you even had it in the first place. Then you will have no reason to come to this forum and can spend your time doing something constructive. If you don't want to join or renew why the hell are you B*tchin' about it. Go away. Fly your ''6lb airplane'' into a house, car or cow. Fly by yourself in some field. Why do you come to a forum that used to be (now AMA/USAMA forum) for AMA related topics?

There exists plenty of folks who appreciate what the AMA has done for the hobby in the past, is doing now, and will do into the future. There are folks who enjoy getting MA each month. There are folks who are pleased to be members of an organization of fellow model enthusiasts. There are folks who like knowing that everyone in their club and the owner of their club field are very well protected against the hordes of law school graduates out there waiting for one tiny mis-step. There are folks who feel safer knowing that everyone at their field abide by a well thought out and sensible safety code. There are folks who find that other clubs they visit and fly with are abiding by the same code. There are folks who like to compete in their particular discipline and appreciate a set of rules and standards that apply to that endeavor. I could go on but if you come in here with the SOS about how you fly on your own private field ot that your air-hog type models couldn;t hurt a fly then by all means do not join AMA. Go do what you please. I don't see the point in you coming to this forum to hate. Go. Go the hell away. You can hit your back button in your browser and launch into the parkflyer or car forum and find a new subject to biatch about.

You can't argue with that. Excellent post Robotech. Worthy of 5 stars.

Frank
Old 10-06-2009 | 06:58 PM
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Default RE: AMA and what does it do for you??


ORIGINAL: Robotech


ORIGINAL: makmov

For me a would not say the AMA does no good. The problem for me is it has zero flexablity.

You either do this, be this, join that, have these specific interests and life is good.

If you fall outside of the core group, especially in the club settings, it's really hard.

I have said this before, and maybe it's not the fault of the AMA, but I spent over a $100 in AMA dues, club dues and field fees and got to use the field one time in a 14 month period because it was either closed for one reason (not to mention some odd hours) and only senor club members having keys to the main gate, or there was a club event going on that had niether the airplane nor interest in doing: mostly patteren fliers and or 704 combat. It was over crowded with advanced level pilots who seemed neither to have the time nor the respect to a learning pilot. There was nothing really for entry or intermediate level pilots who just wanted to fly around and improve their skills. On top of all that there was a lot of brown nosing politics and special agendas going on, which I was not remotely interested to get involved in.

That is really my only issue with the whole thing. I had a bad experience with it, twice!

So I learned to fly by myself off a dead end road in an undeveloped area. My situation is different now, and a bit put off from previous experiences.
Why do I see these kinds of posts over and over. Sounds like a bum club/field/group of old/youg farts. What is the Sam Hill does that have to do with the AMA. Take your AMA coverage and go fly in the Kroger parking lot with like minded buddies if you have to. Start a new club (5 will get you a charter) on a new field.

Whether the group is nasty and mean or kindly and helpful has little or nothing to do with the AMA.
Man, you took the words right out of my mouth! The way someone got treated by a local club has jack squat to do with the AMA, other than the club having an AMA charter.




Old 10-06-2009 | 07:03 PM
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Default RE: AMA and what does it do for you??

Who represents the AMA to the eye of the public?
The members interacting with the public at thousands of clubs and at even more unclubbed fields,
or a few guys in Indiana

Anytime some nonmembers flyer encounters the AMA,
it aint DM or Ilona they meet
Old 10-06-2009 | 07:07 PM
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Default RE: AMA and what does it do for you??


ORIGINAL: KidEpoxy

Who represents the AMA to the eye of the public?
The members interacting with the public at thousands of clubs and at even more unclubbed fields,
or a few guys in Indiana

Anytime some nonmembers flyer encounters the AMA,
it aint DM or Ilona they meet

So are you saying that we are all ambassadors of the AMA?

Frank
Old 10-06-2009 | 07:11 PM
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Default RE: AMA and what does it do for you??


ORIGINAL: KidEpoxy

Who represents the AMA to the eye of the public?
The members interacting with the public at thousands of clubs and at even more unclubbed fields,
or a few guys in Indiana

Anytime some nonmembers flyer encounters the AMA,
it aint DM or Ilona they meet
Bogus, absolutely bogus........ anybody too stupid to not be able to separate the actions of individual club members from the AMA as a National Organization is just looking for an excuse for there own inadequacies.

Old 10-06-2009 | 07:19 PM
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Default RE: AMA and what does it do for you??

Why don't all the people that have no use for the AMA simply not join and be quiet about it?
(I am sure there must be a complex answer to that question or there would not be thousands of posts on the subject.)

jess
Old 10-06-2009 | 07:35 PM
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Default RE: AMA and what does it do for you??


ORIGINAL: KidEpoxy

Who represents the AMA to the eye of the public?
The members interacting with the public at thousands of clubs and at even more unclubbed fields,
or a few guys in Indiana

Anytime some nonmembers flyer encounters the AMA,
it aint DM or Ilona they meet
I don't hear anyone from the general public in here b*tching about the AMA...To say that the AMA is at fault because someone got their feelings hurt by someone who was a member of an AMA chartered club is pure crap!
Old 10-06-2009 | 07:38 PM
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Default RE: AMA and what does it do for you??


ORIGINAL: jessiej

Why don't all the people that have no use for the AMA simply not join and be quiet about it?
(I am sure there must be a complex answer to that question or there would not be thousands of posts on the subject.)

jess
Amen.

KE:

Yes the grumpy, non-friendly folks (old and young)represent the hobby no matter where and how (organized or non-organized) they fly. We are all ambassadors of the hobby and some of us (Ive heard the number 1/10th) are also ambassadors of the AMA.

I've met buttwipes of all ages and affiliations practicing our hobby. By and large they are a minority and easily avoided or dealt with. We have one among the ranks here that would rather spit on your ARF or 1/2a profile than lend a helping hand. So ask someone else for help and assistance. Every organized group of folks whether it be RC or scrapbooking have the crabby few malcontents.
Old 10-06-2009 | 07:39 PM
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Default RE: AMA and what does it do for you??

Bradpaul-
so will you mind if I quote you into all the threads
that ask what we as members can do to get AMA into the public eye?
Cause it seems your answer to that is
Nothing. We are not what the public sees when it sees AMA.

Now, sure, we have had folks claim the baseball stadium stunt looks bad on AMA,
but those folks are wrong.... as you point out, who would make that mistake of thinking AMA had anything to do with that.[:@]

Maybe I need to go cite some names of who was saying that about the stadium stunt,
so we know who you are saying is.... what was it....
".... anybody too stupid to not be able to separate the actions of individual club members from the AMA as a National Organization is just looking for an excuse for there own inadequacies."[8D]

Careful, that almost sounded degrading or embarrassing of someones.
Watch the paint you put on the broad brush.
Old 10-06-2009 | 07:45 PM
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Default RE: AMA and what does it do for you??

AMA and what does it do for you??

Well, lets recap-
What gets done for a nonmember that sometimes tells his tale here is:
He has a horrible experience with a bad apple at an AMA club,
and then comes here and gets labeled ... gotta love that Bradpaul quote
anybody too stupid to not be able to separate the actions of individual club members from the AMA as a National Organization is just looking for an excuse for there own inadequacies
which obviously is inteneded to make him feel welcome and want to join despite the experience he had at the bad apple AMA club
Old 10-06-2009 | 08:14 PM
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Default RE: AMA and what does it do for you??


ORIGINAL: KidEpoxy

Bradpaul-
so will you mind if I quote you into all the threads
that ask what we as members can do to get AMA into the public eye?
Cause it seems your answer to that is
Nothing. We are not what the public sees when it sees AMA.

Now, sure, we have had folks claim the baseball stadium stunt looks bad on AMA,
but those folks are wrong.... as you point out, who would make that mistake of thinking AMA had anything to do with that.[:@]

Maybe I need to go cite some names of who was saying that about the stadium stunt,
so we know who you are saying is.... what was it....
''.... anybody too stupid to not be able to separate the actions of individual club members from the AMA as a National Organization is just looking for an excuse for there own inadequacies.''[8D]

Careful, that almost sounded degrading or embarrassing of someones.
Watch the paint you put on the broad brush.

Your "I just have the best interest of the AMA at heart" is wearing very thin, in fact most saw through that when your post count was a lot less then today.

Go ahead try to make the Dodger Stadium Stunt comparison to "anybody too stupid to not be able to separate the actions of individual club members from the AMA as a National Organization is just looking for an excuse for there own inadequacies." Now posters just think you are a fool, lets see you prove it.

Old 10-06-2009 | 09:06 PM
  #99  
tp777fo's Avatar
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Posts: 3,541
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From: Greer, SC
Default RE: AMA and what does it do for you??

OK, so you don't want to be an AMA member. You dont have to be. Just don't come to my field and expect to use our facilities for free or a low cost. (Dont expect to fly at most public parks or schools either, liability issues.) Don't hit my car with your airplane and expect to survive the following lawsuit. Don't expect to fly anything ANYWHERE after the FAA takes control of all UAV (fancy word for rc airplanes). Don't expect to order stuff from the internet or go the local hobby shop to buy stuff (they wont be there). Granted the AMA isnt perfect but who is. Dont expect to see our hobby survive without a voice in local, state and federal government. No you dont have to belong to the AMA just dont ***** about not being able to fly your airplane after the AMA is gone!
Old 10-06-2009 | 09:11 PM
  #100  
KidEpoxy's Avatar
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From: San Antonio, TX
Default RE: AMA and what does it do for you??

Your "I just have the best interest of the AMA at heart"
When did I say that?

I love the AMA,
and like my father before me,
sometimes you have to tell the baby bird "Sink Or Swim" when you kick it out of the nest
.... tough love is still love.

In the best interest of the AMA
we need to stop passing the buck and weasling out of taking responsibility
when members act like bad apples to potential recruits... including blaming the recruit for it

We the members as a whole are making AMA look bad
because we the members are looking bad.
Whether it is a curmudgeon at a club, a crusader spinning half truths, or a guy that asks too many questions that step on entrenched toes

When folks see the AMA, they see the members and the clubs
not Indiana.
When folks have been treated poorly by the members/clubs
they have no reason to make excuses and defend Indiana


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