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Operating new Track Need Insurance?

Old 03-16-2010, 08:37 PM
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dillweed
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Default Operating new Track Need Insurance?

We have a new 1/10 -1/8 scale offroad track here in south florida. We are now roar certified however does there insurance cover regular weekend races? I don't want to lose my home because someone stubbs a toe and want's to sue me. Please give me any advise that you may have. Thanks
Old 03-16-2010, 08:54 PM
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samguan
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Default RE: Operating new Track Need Insurance?


ORIGINAL: dillweed

We have a new 1/10 -1/8 scale offroad track here in south florida. We are now roar certified however does there insurance cover regular weekend races? I don't want to lose my home because someone stubbs a toe and want's to sue me. Please give me any advise that you may have. Thanks
I don't really understand this business. But I'm sure there are insurances available for this kind of business. And I would recommend getting it because you never know what will happen.
Old 03-16-2010, 09:15 PM
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mubus
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Default RE: Operating new Track Need Insurance?

lol i don't no anything about this but.... put a disclaimer sign:P
Old 03-16-2010, 09:22 PM
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Chris_RC
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Default RE: Operating new Track Need Insurance?

Disclaimers don't work in the greedy hands of a sue-friendly lawyer.

$2million liability insurance, get it from a broker. Should be anywhere from $800-$1200 a year.
Old 03-16-2010, 10:09 PM
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Default RE: Operating new Track Need Insurance?

ORIGINAL: Chris_RC

Disclaimers don't work in the greedy hands of a sue-friendly lawyer.

$2million liability insurance, get it from a broker. Should be anywhere from $800-$1200 a year.
agree
if some idiot gets hurt they would say there illiterate or some stupid ass thing. Lets face it we live in the country that gave some woman a few million dollars cause she decided to put a hot cup of coffee between her legs, spilled it on her lap, and burnt it... So now they have to put CAUTION HOT on a coffee cup...
Old 03-16-2010, 10:20 PM
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sheograth
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Default RE: Operating new Track Need Insurance?

If you're running any sort of business you want insurance. If I were you I'd speak with a lawyer, best to play it safe.
Old 03-17-2010, 04:21 PM
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OvalRacer99
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Default RE: Operating new Track Need Insurance?

$800 to $1200 a year? WOW, our club just paid our insurance for the year and it was only $150 for a $1 mill policy. Call around, I am sure somebody can hook you up for a decent price.
Old 03-17-2010, 05:12 PM
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Chris_RC
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Default RE: Operating new Track Need Insurance?


ORIGINAL: OvalRacer99

$800 to $1200 a year? WOW, our club just paid our insurance for the year and it was only $150 for a $1 mill policy. Call around, I am sure somebody can hook you up for a decent price.
You need to get $2mil, not $1mil.
Old 03-17-2010, 10:39 PM
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The Juice
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Default RE: Operating new Track Need Insurance?

I think his question was about ROARS insurance. Does anyone know how their coverage works?
Old 03-17-2010, 11:23 PM
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Chris_RC
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Default RE: Operating new Track Need Insurance?


ORIGINAL: The Juice

I think his question was about ROARS insurance. Does anyone know how their coverage works?
It's cheap, like $50 a year. But the downside is EVERYBODY who steps foot on the track has to have ROAR insurance ($30 a year). It is just way easier to get insurance frm a broker rather than ROAR because everybody has to have ROAR insurance.

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